If you dream of owning a home but are currently renting at today's high rates, saving the required 20 - 30% down payment can be daunting. The small amounts you have left for savings make buying your home seem far away. Fortunately, you may not need 20 - 30% down as required for some conventional mortgages. Other mortgage loan options on the market may get you in your home sooner versus later.

Why should you listen to a financial planning podcast? According to Podcast Index, as of 2022, there are more than four million podcasts globally. Whether you're new to podcasts or new to financial planning, take a look at the why's and what's that can help you to listen, learn, and potentially build your wealth.  Why Do Listeners Choose Podcasts About Financial Planning? There isn't one universal answer to this question. A personal financial planning podcast could cover a variety of topics.

Are you looking for a way to leverage the value of your home to get the cash that you need? If so, you may be interested in using a cash-out refinance in order to do it. Here are a few things that you need to know about this type of home refinancing. You Can Borrow Money At A Low Rate One of the cheapest ways to borrow money is through a mortgage, especially with interest rates being near historical lows.